Insurance for cannabis growers

Protection that grows with your clients

Cannabis and hemp cultivators face complex, evolving risks. We help you protect their plants, income, and liability; so they can grow with confidence, and you can place cover with certainty.

Understanding the risks cultivators face

Cannabis and hemp cultivation comes with a unique set of risks: from fire, theft, and equipment breakdown to crop spoilage and regulatory shutdowns.

Even transport introduces exposure to theft, spoilage, and liability issues that standard policies rarely cover, up to the full value of the goods transported.

Cultivators need precision-crafted protection that safeguards their property, products, and income across every stage: from grow room to final destination.

The right insurance helps cultivators stay compliant, minimise operational disruption, and keep growing – confident they’re protected against risks that could impact their future or shut them down.

Cover that fits your operation

From grow facilities to transport routes, our cover is built to help you protect your clients against compliance, failures, crop loss and operational disruption.

Explore each policy in more detail on our product pages.

Property damage and business interruption

Protects your client’s buildings, equipment and crops, with income cover for unexpected downtime.

General, products, environmental and employer’s liability

Covers third-part claims involving contamination, mislabelling, staff incidents, and environmental breaches.

Cargo in transit

Specialist protection for cannabis goods in motion, covering theft, spoilage and transport-related losses.

Directors and officers (coming soon)

Leadership cover for claims tied to decision-making, disputes, or regulatory issues.

Helping brokers protect cultivators since 2005

With nearly two decades of experience in cannabis underwriting, we understand the risks your clients face: like crop loss, fire, business interruption and liability exposure. Cultivation has been at the heart of our business since day one.

We offer:

  • Specialist cover tailored to cannabis cultivators.
  • Dedicated broker support for complex placements.
  • Fast underwriting with flexible structures.
  • A and A+ rated carrier-backed confidence.

We’re here to help you place the right cover, and give your clients the protection they need to keep growing.

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Let’s talk cultivator cover

Have a cultivation client to protect?
Speak to our expert team. We’ll help you place tailored cover quickly, confidently and with full support.

Real support, real fast

Cannabis insurance can be complex, but we make it easier.

Whether you’re onboarding a new client, quoting a tricky risk, or need support with cover limits, our team is on hand with fast, expert answers. Check our frequently asked questions here, or speak directly to someone who understands both the market and your business.

Accordion Content

We can cover the following non-life insurance lines: Property, Liability, Transport and Construction.

Please make contact with us to discuss the lines of cover that you require.

Please use the online enquiry form here

We are supported by various reputable insurance carriers, of which an A-rated leading German insurance group is the primary carrier.

We would usually remunerate our broker partners with a commission – please do get in touch if you wish to discuss this.