Risk Classes
From seed to sale CGEU provides coverage to these approved classifications:
Cultivators
Cultivation includes the cannabis and hemp plant cycle from seed to vegetative, to finished stock.
Harvesters
Some growers use third-party processors during harvesting, drying, curing, and trimming to increase their yield and control expenses.
Manufacturers
This class covers equipment manufacturers and product manufacturers including items that are smoked, vaporized, ingested, or topically applied.
Laboratories
Laboratories test product for pesticides, product potency, product consistency, and the overall safety of what is available to consumers.
Building Owners
Building owner policies cover the property owner for liability and property exposures.
Wholesalers
A wholesaler engages in the sale of goods or merchandise to retailers or other distributors exclusively.
Extraction Facilities
Cannabis extraction is the conversion of target molecules in cannabis raw material into a useable form.
Retail/Dispensaries
Organizations that directly contribute cannabis products to the medicinal and recreational consumers as well as providing delivery services.
Transportation
Commercial auto insurance covers the vehicle and its occupants during the time the car is being used for business.
Hemp Production
Production and transportation of any part of the plant, including seeds and all derivatives, extracts, cannabinoids, isomers, acids, salts, and salts of isomers.